Important information for your use of our website.
Last Updated: 4/7/2026
Welcome to Insure Direct Ltd (“Company”, “we”, “our”, or “us”). This document governs your use of insuredirectltd.com (the “Website”) and explains how we collect, use, and protect your information.
By using this Website, you agree to these terms. If you do not agree, please do not use the Website.
1. Use of the Website
You agree to use this Website only for lawful purposes. You must not:
- Provide false or misleading information
- Attempt to gain unauthorized access to systems
- Interfere with Website functionality or security
- Use the Website in violation of applicable laws
2. Nature of Services (No Insurance Advice)
Insure Direct Ltd provides a platform to connect users with insurance-related services, quotes, and providers.
We:
- Are not an insurance company (unless explicitly stated)
- Do not guarantee coverage, pricing, or eligibility
- Do not provide legal or insurance advice
Any insurance policy you obtain is solely between you and the third-party provider.
3. Information We Collect
a. Personal Information
- Name
- Email address
- Phone number
- Address
- Insurance-related details (e.g., vehicle, property, coverage needs)
b. Automatically Collected Data
- IP address
- Browser type
- Device information
- Pages visited and usage data
c. Cookies & Tracking
We use cookies and similar technologies to improve functionality and analyze traffic.
4. How We Use Your Information
We use your information to:
- Provide quotes and connect you with insurance providers
- Respond to inquiries
- Improve our Website and services
- Send marketing and promotional communications
- Comply with legal obligations
5. Sharing of Information
We may share your information with:
- Licensed insurance agents, brokers, and carriers
- Service providers (hosting, analytics, marketing tools)
- Communication platforms (call/SMS providers)
- Legal authorities when required
We do not sell your personal information.
6. TCPA Consent and Communications
By providing your phone number and submitting any form on this Website, you expressly consent to receive communications from Insure Direct Ltd and its partners, including licensed insurance agents, brokers, and service providers.
These communications may include:
- Phone calls
- Text messages (SMS/MMS)
- Pre-recorded or artificial voice messages
- Calls made using an automatic telephone dialing system
You understand that:
- Your consent is not a condition of purchase
- You may receive communications from multiple partners
- Message and data rates may apply
You may opt out at any time:
- Reply “STOP” to text messages
- Contact us directly for assistance
You agree that we may contact you even if your number is listed on a Do Not Call registry.
7. Data Retention
We retain personal data only as long as necessary to:
- Fulfill the purposes outlined in this policy
- Meet legal and regulatory requirements
8. Data Security
We implement reasonable safeguards to protect your information. However, no system is completely secure, and we cannot guarantee absolute security.
9. Your Rights
Depending on your location, you may have rights to:
- Access your data
- Request corrections
- Request deletion
- Opt out of marketing communications
To exercise your rights, contact us using the details below.
10. Third-Party Links
Our Website may contain links to third-party websites. We are not responsible for their content or privacy practices.
11. Intellectual Property
All Website content (text, graphics, logos, design) is owned by Insure Direct Ltd or its licensors and protected by applicable laws.
You may not reproduce or distribute content without permission.
12. Disclaimer of Warranties
The Website is provided “as is” and “as available.”
We make no warranties regarding:
- Accuracy or completeness
- Availability or uptime
- Suitability of any insurance products
13. Limitation of Liability
To the fullest extent permitted by law, Insure Direct Ltd shall not be liable for any indirect or consequential damages arising from:
- Use of the Website
- Third-party services
- Errors or omissions
14. Indemnification
You agree to indemnify and hold harmless Insure Direct Ltd from any claims arising from:
- Your use of the Website
- Your violation of these terms
- Your violation of any laws or third-party rights
15. Children’s Privacy
This Website is not intended for individuals under 13 years of age. We do not knowingly collect data from children.
16. Governing Law
These Terms shall be governed by the laws of Illinois.
17. Changes to This Policy
We may update this document at any time. Updates will be posted with a revised “Last Updated” date.
18. Contact Information
InsureDirect Ltd
Email:
Address: 834 E Rand Rd, Suite 8, Mount Prospect IL 60056
By using this Website, you acknowledge that you have read, understood, and agree to these Terms and Privacy Policy.